Effective Date: October 23, 2025
Company: Lifetime Insurance Brokers DBA United Veteran Benefits(“we”, “us”, “our”)
Website: https://lifetimeinsurancebrokers.com/

1. Agreement

By using our website, submitting your contact information, opting in for communications, or receiving communications from us, you agree to be bound by these Terms & Conditions (the “Terms”). If you do not agree with these Terms, please do not submit your information or opt into communications from us.

2. Services

Lifetime Insurance Brokers operates as a business solutions and lead generation company. We collect, qualify, and distribute lead information (including from you) to providers or affiliates in our network. We may send you communications (calls, SMS, emails, etc.) about our services or regarding your submitted lead information.

3. Opt-In & Messaging Consent

(a) By submitting your telephone number, mobile number, or other contact information to us or opting in where required, you expressly consent to receive communications from Lifetime Insurance Brokers (or on our behalf) to that number by telephone (manual or automatic dialing system), text message (SMS/MMS), and/or email. These communications may include marketing, lead follow-up, and service-related messages.

(b) Message and data rates may apply from your carrier.
(c) Message frequency may vary.
(d) To opt-out of SMS communications, reply STOP to any text message we send. For help, reply HELP or contact us at [email protected] or (561) 917-7719.
(e) After you opt-out, you may still receive non-marketing communications unless you separately request cessation of all communications.
(f) By opting in, you agree that we may share required information with carriers, providers, or aggregators solely for A2P 10DLC compliance. We do not sell or share your mobile opt-in data with third parties for their independent marketing purposes. (See our Privacy Policy.)

4. Use of Lead Information

When you submit your information as a lead:

You represent that the information you provide is true and accurate.

You authorize Lifetime Insurance Brokers to distribute that information to one or more of our clients, partners, or affiliates (for the relevant service(s) you indicated interest in).

You understand that distribution may result in follow-up communications from those entities.

You acknowledge that by submitting your lead, you are not guaranteed any specific outcome (e.g., sale, service, contact).

5. Prohibited Uses & Messaging Practices

You agree that messages sent to or from you (if applicable) will comply with applicable laws, including the Telephone Consumer Protection Act (TCPA), carrier A2P 10DLC requirements, and all federal, state, and local regulations.
We reserve the right to refuse or terminate service or communications for any violation.

6. Privacy Policy

Our Privacy Policy describes how we collect, use, and protect your information. Please review it carefully. The practices described in that policy are incorporated into these Terms by reference.

7. Intellectual Property

All website content (text, graphics, logos, images, software) is owned by or licensed to R. You may not reproduce, distribute, modify, or create derivative works of this content except as expressly permitted.

8. Disclaimers & Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

Our services are provided “as-is” and “as available,” without warranty of any kind, express or implied.

Lifetime Insurance Brokers does not guarantee any specific results from your lead submission or our services.

In no event shall Lifetime Insurance Brokers, its officers, directors, employees, or agents be liable for indirect, incidental, special, punitive, or consequential damages, or for loss of profits, revenue, data, or business opportunities.

9. Changes to These Terms

We may update or revise these Terms at any time. When we do, we will post the new effective date. Continued use of our website or participation in communications after updates constitutes your acceptance of the revised Terms.

10. Contact Information

If you have any questions or concerns about these Terms, please contact us:

Lifetime Insurance Brokers
7885 Venture Center Way APT 8212, Boynton Beach FL 33437
📧 Email: [email protected]
📞 Phone: (561) 917-7719

11. Miscellaneous

These Terms constitute the entire agreement between you and Lifetime Insurance Brokers concerning your interactions via the website and communications.

If any provision of these Terms is held invalid, the remaining provisions will remain in effect.

These Terms are governed by the laws of the state in which Lifetime Insurance Brokers operates.